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Need more cash for your Christmas stash?
By Tammy May

Budgeting for a great ChristmasEarlier this month, I posted a video blog  about budgeting for Christmas. Is your  Christmas budget looking leaner than you’d like? No worries—there’s still time to add tinsel to your tree!

Here are some little ways to cut everyday costs (or earn a bit of extra income) over the next eight weeks so you can enjoy a fun, debt-free festive season.

  1. Bring a packed lunch to work instead of buying it (potential saving: $320)
  2. Skip the daily cappuccino (potential saving: $160)
  3. Give up bottled water (potential saving: $80)
  4. No pubs, clubs or restaurants until December (potential saving: $400+)
  5. Cut your weekly food budget by $10 (potential saving: $80)
  6. Plan a week’s meals from food already in your pantry or freezer (potential saving: $80)
  7. Sell some of your unwanted stuff (potential income: $50)
  8. Take on seasonal work—baby/pet sitting, lawn mowing etc. (potential income: $300+)
  9. Suspend your gym or pay TV service for two months (potential saving: $50+)
  10. Swap to cheaper home, contents or car insurance (potential saving: $50+)
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